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Rewarding Customers, Always!
We believe in incentivize customers through various mediums, delighting them with reward points.
Bill Pay ( Auto Pay )
Autopay Transaction for Bill payment 50 points & Non Autopay Transaction 25 points
Online TD/RD
100 reward points on minimum RD of ₹1000, 100 reward points on minimum TD of ₹5000. Booked for minimum 180 days.
Mobile Banking Activation
Rewards on Activation - 500 points
Privilege Client
1 Point for every₹ 500 spent
You Can Earn SVC Bank Point across Channels!
Internet Banking
Rewards on Activation - 250 points
One time only (on activation)
Mobile Banking
Rewards on Activation - 500 points
One time only (on activation)
UPI
10 reward points per transaction min transaction amount ₹250
Max 200 reward pts per month per account
IMPS
(Online/Mobile Banking)
10 reward points per transaction min transaction amount ₹1000
Max 200 reward pts per month per account
NEFT / RTGS
(Online/Mobile Banking)
10 / 20 reward points per transaction min transaction amount ₹1000 / ₹2,00,000
Max 200 reward pts per month per account
Billpayment
(Online/Mobile Banking)
Autopay Transaction for Bill payment 50 points & Non Autopay Transaction 25 points
Max 200 reward pts per month per account
Online RD
100 reward points on minimum RD of ₹1000
Max 400 reward pts per month per account
Online TD
100 reward points on minimum TD of ₹5000. Booked for minimum 180 days
Max 400 reward pts per month per account
The following merchant categories are not eligible for points earning on the SVC Rewards program
| Merchant Category Code | Description |
|---|---|
| 6010 | Financial Institutions - Manual Cash Disbursements |
| 6011 | Financial Institutions - Automated Cash Disbursements |
| 6211 | Securities - Brokers/Dealers |
| 6012 | Cash Advance |
| 6300 | Insurance Sales, Underwriting and Premiums |
| 9211 | Court Costs including Alimony and Child Support |
| 9222 | Fines |
| 9311 | Tax Payments |
| 9399 | Government Services - not elsewhere classified |
| 9405 | Intra-Government Purchases - Government Only |
| 5960 | Direct Marketing - Insurance Services |
| 5541 | Service Stations (with and without Ancillary Service) |
| 5542 | Automated Fuel Dispensers |
| 5172 | Petroleum and Petroleum Products |
| 5983 | Fuel Dealers - Coal Fuel Oil, Liquefied Petroleum Goods |
| 4112 | Passenger Railways |
| 1520 | General Contractors-Residential and Commercial |
How to Redeem using Equinox Points
Redeeming your points is easy with Equinox Rewards. All you need to do is login to your Equitas Rewards Portal using your customer ID and password and check the reward points available. Go to the 'Redeem Points' tab and choose to use your reward points either on Product catalogue or Gift Cards/E-Vouche₹After selecting the gift card or the product(s) you like, you can redeem them against your reward points and pay the remaining amount using your debit/credit cards. Go ahead and redeem your points today before they expire!
